How to Guard Against Senior Fraud
Health Insurance or Health Care Fraud
Criminals steal from seniors by promising free medical equipment, but they charge them for it later on. They may ask for payment beforehand only to never deliver the equipment. Fraudsters may also collect insurance payments for fake tests that are never performed. To keep the elderly safe from all kinds of health care frauds, we recommend…
- seniors should never sign blank insurance claim forms
- never give blanket authorization in return for medical services
- avoid entering into a transaction with door to door or telephone salespeople
Counterfeit Prescription Drug Scam
Seniors often fall prey to counterfeit prescription drug scams because they might not pay attention when their drugs are being packaged. The drugs may be changed between refills. Seniors should be very careful when taking their medications and make sure the numbers match their prescription. You should should also warm them against falling for scams involving product promotions and sales.
Financial Frauds
Financial frauds over the phone or internet are increasing. Common scams are free prizes, inexpensive vacations, and “act now” deals. Seniors must be warned against giving their credit card information or bank account number over the phone or internet. Talk to them about buying over the phone from companies they are not familiar with. If your senior is interested in making a charity donation, research the organization to ensure it is not a scam.
These are just a few example of senior fraud, and you must make sure that your loved ones are protected. If your older parents live alone, arrange for in-home care so that they can get help with their prescription collection and market trips.
Do you have elderly parents at home that need to be taken care of? Find out more information about Comforts of Home by calling 936-647-0674.